Payments Made Simple.
PayKeed keeps all your financial activities organized and accessible. Connecting customers and merchants on one secure platform, you can collect mobile money payments, manage your business in real time, and use a wallet you can trust.
Simple by design
One Platform. Built for Everyone.
Whether you are a customer looking for a simple wallet, or a merchant who needs to collect and manage payments, PayKeed brings it all together in one platform that is straightforward to use and easy to trust.
Download the PayKeed App and Sign Up
Customers download the PayKeed App, register with their phone number, and complete a one-time identity verification. Once approved, their wallet is active and ready to be used.
Receive Funds and Manage Your Wallet
Customers receive payments from merchants directly into their PayKeed wallet. They can hold a balance, top up from mobile money, or withdraw to their mobile money account anytime.
Merchants Sign Up and Set Up Their Account
Create your PayKeed merchant account online. Your dashboard and default branch are ready immediately. Add more branches and create POS accounts as your business grows.
Agents Collect Payments at the Point of Sale
Your POS agents log in with their credentials. They enter the customer's mobile number, amount, and network. The payment request is sent instantly. Approved, Pending, or Failed status comes back in real time.
Merchants Monitor, Settle, and Manage
The Merchant Portal shows every transaction across all branches and POS accounts. Filter, reconcile, and settle funds, all from one dashboard.
What we offer
Built for You. Built for Business.
PayKeed App
Your personal wallet. Receive funds, hold a balance, and withdraw to mobile money anytime. Full KYC, biometric login, and a clear transaction history, ensuring every customer experience is secure and transparent.
Learn More →Merchant Portal
Your business dashboard. Monitor all collections, transfers, and settlements in real time. Filter by branch, POS, status, and date. Manage wallets, API keys, and your full PayKeed setup from one place.
Learn More →POS App
Your agents' payment tool. Fast, secure, and simple. Log in with credentials, raise a payment request in seconds, and get instant status updates. Every transaction is tracked and visible on the Merchant Portal.
Learn More →Why choose us
A Platform You Can Rely On.
Real-time Visibility
Every payment collected, transferred, or settled shows up immediately across the Merchant Portal and POS App. No guesswork, no end-of-day surprises.
Built for Ghana's Payment Networks
PayKeed works with MTN Mobile Money, Telecel Cash, and AirtelTigo Money, the networks your customers already use every day.
Secure at Every Step
PIN login for agents. Full KYC for customers. Encrypted transactions throughout. PayKeed is built so that trust is never in question.
Simple Enough for Any Team
Whether you are a first-time POS agent or an experienced finance manager, PayKeed is designed to be used without a manual.
Full Audit Trail
Every transaction has a reference, a timestamp, and a status. Disputes are easy to resolve because the records are always there.